Make The Creditors Stop Calling

According to the Fair Debt Collection Practices Act if you notify a creditor in writing that you don’t want to communicate with them any longer then they have to stop.

Sample Cease and Desist Letter For Debt Collectors

You can use this cease and desist letter to stop debt collectors from calling you. Once the collector receives your letter, the FDCPA allows the collector to contact you one final time, in writing, to let you know what action, if any, the collector will take next.

Just Copy and Paste the below sample and mail it.

Date

Your Name
Address
City, State Zip

Debt Collector’s Name
Address
City, State Zip

Re: Account Number

Dear Debt Collector:

Pursuant to my rights under federal debt collection laws, I am requesting that you cease and desist communication with me, as well as my family and friends, in relation to this and all other alleged debts you claim I owe.

You are hereby notified that if you do not comply with this request, I will immediately file a complaint with the Federal Trade Commission and the [your state here] Attorney General’s office. Civil and criminal claims will be pursued.

Sincerely,

Your Name